Actually, you are a little off. What cost you those things was YOU. That's right YOU. You entered this business just like the rest of us. You decided to work for a small airline out of ATL. You were the one that put all your chips on the table and made your bet on AT. Guess what. It did not work out like you planned. I am not making this a knock on you, but on all of us. This is the airline business. Some will get their dream job and make a ton of money then retire....Most of us will have a few more bumps along the way. In the end, YOU make your best decisions for you and your family. Sometimes it works out great and sometimes not so great. The key is to live within your means and take what comes with the best possible attitude. No that is not always easy, but it will give you the best results for YOU and your family......