To get back on topic, $70,000 per year is required in most of California, and many other states, just to pay the most basic bills. Under the latest proposal, a pilot here would not hit that until their 4th year. Inadequate
Ok Grump, back to topic...
If it requires $70K per year, and you are not making that with your current job, then you best get off your ass and go find a job that will pay the bills.
Otherwise, you are just blaming someone else for your inability to make an intelligent decision.