Not a FAIP, but 800 hours in the SMURF jet (The blue AT-38B from HMN) gives me a tiny bit of perspective.
"Easy to fly, hard to employ" pretty much sums up tactical and fighter aircraft, and that includes the T-38. Any decent pilot can tool around in an F-16, but to put it to use to kill people and blow stuff up as a mission commander in a complex, fluid environment separates the men from the wannabees. That is what many civilians don't comprehend well. Just as I did not comprehend how a well-flown transport pilot manages energy properly to produce efficient and smooth letdowns and nice touchdowns.
In a T38, if you need to bleed some energy because you misjudged, just slap some G onto the jet. Not an option in a transport, hence energy management for the descent is more challenging in a 737, as is the actual touchdown.
There are misconceptions from both sides of the fence. I will say this, and will be flamed for it, but the worst of the autocratic, Himmler-like cockpits, with dissent crushed mercilessly, are almost always pure civilian-background Captains. And these are rare, but still more common than ex-mil. Most of these, both AF and Navy, are essentially "No violations, let's have fun, I'll buy the beer!" types.
