Again, I'm not saying these are acceptable, but let's stick to facts. First, the deductible in insurance plans counts towards your max out of pocket, therefore you would NOT need to spend $35k to hit the MooP. After the deductible, you have $4,400 left, so you'd need to spend $22k to hit the $7000 MooP. With the Blue Plan, your prescriptions also count towards your deductible and the MooP, hence the reason the premiums are higher than the Green Plan, I would imagine. So, that's more that you could count into it. Sadly, they don't say how much prescriptions cost under the Blue Plan. Looks like it's some kind of formulary set up, which can be good or bad.
Again, you're gonna be hard pressed to find ANY insurance plan that DOESN'T do this. My deductible on my current plan is $400. I had to pay $800 in a two month period thanks to my kid having a hospital stay in December of 06 and in January of 07. This isn't jetBlue or management trying to screw people over, it's how insurance companies work.
Not saying these plans are to the level they should be at this point in our careers, but we need to keep the facts straight to make credible arguments.