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Though I am not with NJA, I will give you some ideas. Look over in Tarrant County/Fort Worth side of the metroplex. The taxes are lower, insurance lower, people are considerably more laid back and not as crowded. Look at North Fort Worth, North Arlington, Saginaw and Haslet areas. Unless you have income other than NJA, although these are the best areas of Fort Worth, stay away from Colleyville, Trophey Club and Southlake. Great areas, but very expensive.
Good Luck. If you need a realtor, PM me. I have a great one that I will only use.
SouthLake is going down to San Antonio Reagan on December 23rd at the AlamoDome Class5A State Championship game. We will defeat the evil empire.
I will also say look to the Ft Worth side. You will get more for you money. We live in north Ft Worth and the area is really growing. We are located in the Northwest school district and taxes for now are less than those on the east side of 35W in Keller, Keller is still a very good school district. The drive over to DAL can be as little as 45 min or up to 1.5 hours depending on time of day. DFW is 45 min almost anytime of day. The best part of the DFW area is that there is something for everybody. Best of luck in CMH and add my name to the pm list if you have any questions.