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Though I am not with NJA, I will give you some ideas. Look over in Tarrant County/Fort Worth side of the metroplex. The taxes are lower, insurance lower, people are considerably more laid back and not as crowded. Look at North Fort Worth, North Arlington, Saginaw and Haslet areas. Unless you have income other than NJA, although these are the best areas of Fort Worth, stay away from Colleyville, Trophey Club and Southlake. Great areas, but very expensive.
Good Luck. If you need a realtor, PM me. I have a great one that I will only use.
SouthLake is going down to San Antonio Reagan on December 23rd at the AlamoDome Class5A State Championship game. We will defeat the evil empire.