How many FI "experts" predicted the demise of United? How many predicted the demise of USAirways after the second bankruptcy? There were thousands of "expert" predictions those public companies would die. Yet guess what, they are still here. This is the worst place in the world when it comes to getting good financial information and accurate predictions about the future of airlines. Honestly, I really believe if you were any good at financial analysis you would not be an airline pilot.
As for low pay and benefits hurting the industry, by your own admission you work for a company that has been accused of the same and has been used in court proceedings for lowering the pay of others. You have no place to come here and preach from a soap box.