I made 125k this year as a 320 FO and I am barely getting by...
Here is a tip straight from Mr. Ramsey, learn to say NO! (He is also on FBN evenings at 8 eastern and again at 11pm)
What do you do with $10,000 a month?
You make more that 84% than the rest of the entire US.
http://en.wikipedia.org/wiki/Household_income_in_the_United_States