Not at AA. The AA guy can go to 65 even though he will be the absolute worst example in the industry of a pilot screwing his buddies for his own personal gain.
The guys that tick me off the most are the '84 and earlier hires who upgraded in 5 years, and already have a ton in their retirements as 777 CAs... hey, let's stay another 5 years for that extra $1M.
If it's a career F/O who will never upgrade, well, that's an easier pill to swallow, and somewhat understandable (I personally wouldn't.)
73