xjhawk
Well-known member
- Joined
- Jan 13, 2004
- Posts
- 1,617
YEs they have good loan rates but the list of them blowing goes on and on.
I once got a good loan rate from them but had some hard points on making the car loan work for me. They said they could get it done and I went back to negotiating with the car dealership. When it was all said and done, I was happy driving away with a new car. Guess what? The woman at the phone center took a personal loan out in my name on my line of credit, paid down my trade in loan to get my payments on my new car! I did not know about this personal loan line of credit until the following month! Oh by the way, the interest rate on that loan was double what my car loan was! Biotch. I went to the headquarters to fight what they did and the manager of that area said "the fact of the matter is that the loan money went to you, so you have to pay it back!" F them. Hours of fighting and I gave up.
The next thing I like what they do is not touch an ATM deposit for about a week, and tell you the money is not available! Then when you expect them to do that exact same thing thinking you have a night leeway, guess what, that money is taken right away! God I hate them but stay with them on a limited basis because of their good loan rates. Are all credit unions like this? at least you can expect Wells Fargo to be dicks.....
I am done ranting...just watch your back at Wings Financial.
I once got a good loan rate from them but had some hard points on making the car loan work for me. They said they could get it done and I went back to negotiating with the car dealership. When it was all said and done, I was happy driving away with a new car. Guess what? The woman at the phone center took a personal loan out in my name on my line of credit, paid down my trade in loan to get my payments on my new car! I did not know about this personal loan line of credit until the following month! Oh by the way, the interest rate on that loan was double what my car loan was! Biotch. I went to the headquarters to fight what they did and the manager of that area said "the fact of the matter is that the loan money went to you, so you have to pay it back!" F them. Hours of fighting and I gave up.
The next thing I like what they do is not touch an ATM deposit for about a week, and tell you the money is not available! Then when you expect them to do that exact same thing thinking you have a night leeway, guess what, that money is taken right away! God I hate them but stay with them on a limited basis because of their good loan rates. Are all credit unions like this? at least you can expect Wells Fargo to be dicks.....
I am done ranting...just watch your back at Wings Financial.