You do realize 90+% work without a CBA in this country and somehow survive? Welcome to the REAL world. ALPA still lives in some lulu land where the "market" was set by 70 years of government subsidization.
You do realize the total premium isn't set by jetBlue? They subsidize the total premium that an insurer gives to them. You think jetBlue magically creates a premium out of air to spite the (insert workgroup here)? I'd bet also jetBlue negotiates and is out into New York insurance rates, but hey something simple like that must not cross your one track mind.
So what is it? Inept management who can cost out health plans and screw the pilot group over? If they're inept how do they get one over in the pilot group? The bean counters can give two shiites what the pilot group thinks or any group. They're directed from senior management to cut 10%, that's it. It's that simple. If you own jetBlue stock look in the mirror, it's those who clamor for higher returns driving this in addition to a corporate mentality of cost cutting (this has nothing to do with airlines but more to do with corporate mentalities all around).
If you think management is screwing you over without a union, it's laughable to think your situation would improve adding some other giant entity as a "middle man". Like any other large organization they will take their cut and you get screwed. You get a CBA wow! Guess what, look at the threads here, those things get broken EVERY day and arent worth the paper their written on.
Save your two percent.