Here's an option.
-Go get one of those 250 hr/25 multi jobs now.
-Go to training and IOE and fly for 6 months.
-Join an air national guard unit. $15,000 signing bonus. Take military leave from your company (they have to hold your job and retrain you). You may continue to accrue seniority. May continue with jumpseat privileges.
-Take a mil reserve job of your choosing (mechanic, avionics, enlisted flight crew-flight engineer or loadmaster on a heavy). The training can be used as college credit for some 4 yr degrees. May squeeze and A+P license out of it.
-Come back from mil training and go back to your airline.
-If you don't like it, quick your job and go back to school. The air guard pays for 100% of in state tuition. No future employer would bash you for quitting to get your degree. Get your 4 year degree and then go fly or try for a pilot slot at an air guard unit. The airline guys at a guard unit are great for recommendations.
If you think you can't handle the military, then you probably can't handle professional flying part 121/135. The FAA is more of a pain than being a military reservist.
Good Luck
I've been considering this very option.....I'm a student at Eastern Michigan University majoring in Aviation Flight Technology with a minor in Psychology. Yeah.....I know, don't get the aviation degree.....but I love flying SO much-I'm an old fart (34) and doing a career change. Lots of good info here!