You came out the other side, congrats! On the other side you are just an economic downturn away from being unemployed. Friend of mine was flying a Citation, sweet job, 100K a year, is now swinging gear in a CRJ. Its rewarding and lucrative right up until the floor drops out. Aircraft operators with ethics are like the Unicorn, most are dung eating rodents with mange, SWA, UAL, DAL, UPS, FDX are included. If you think you are immune, I will say good luck, it sucks to be unemployed at 45-50-55, if you aren't prepared, well......My point is this industry isn't safe nor friendly, as far as the Regional industry, many employed in the industry weren't prepared for the financial hardships, 65-100K in training costs only to get a job that pays very little even at 2nd or 3rd year CRJ pay at SKYW means 37.00 x 75 very little cash to pay the student loan interest, much less principal and live in anything other than a large refrigerator box under a bridge.