qt1900 good enthusiasm, figure out at your rates how long it will take to earn a million dollars of wages and then reshuffle. That will be much closer to the end result. Look at it this way, you just a won a million plus dollars over the length of your career and have much better job security. Nothing personal I am happy for you. It just is what it is. Easy math, $1 000 000 divided by $150 000 a year average for captains look for captains to insert about at year seven, with the exceptions of the aged. All things equal in the end you just won a million. Enjoy it, it sure makes life easier.