Yeah, it does not look good on paper, BUT a senior Kalitta can make 15 to 20K if he works overtime and stays on the road for the month.Captain pay blows for a 747.
As for 20 year F/Os...Well, in theory that could happen at a stagnant major...With no expansion and no hireing Pan Am had some 20 year F/Os, with Kalitta I don't see it happening due to expansion, turnover, retirements, etc.