[Mods, please feel free to send this to the general discussions section with a link, as I don't want to step on any toes for thread drift.]
In order to understand the solution, you need to understand the problem better. The entire monetary and banking system's structure is fundamentally flawed. Our current system only started on August 15, 1971, when we went off the gold standard. Since then there has been no requirement for any kind of monetary discipline--they can create as much money as they want (without relying on the limits of a physically limited supply of gold), and this type of system historically always ends in instability and failure. Think about it--does it make sense that the government can just print unlimited wealth and we'll all be living in mansions and driving Ferrari's?
The solution is to return to an asset-backed monetary system, such as a gold standard. This will never happen voluntarily, as there are too many special interests who benefit from the current system. Therefore the monetary system will collapse on its own at some point (just like the thousands of other times this has been tried in human history), to be replaced by sound money at that time. (Can't happen here? That's what they said in 1920's Germany). It is essential that someone who understands the system and is honest about it (like Ron Paul) is in power when this happens. Otherwise what happened in 1930's Germany--the emergence of a strong leader who asks for special "emergency" powers to deal with the crisis--could happen again.
If you want to learn more about how our money system works, read The Creature From Jekyll Island by G. Edward Griffin. This fully documented and footnoted historical account will blow your mind. The intentional deception regarding how things really work is very troubling.