Term Life Insurance

[OurMoney1]

If your an ALPA member the programs offered as additional coverage are very competitive. Just call member services, they have many programs to choose from.

About the only thing ALPA is good for these days.

Undewriter is Guardian Life Insurance Company, you may be able to buy into the program without being an ALPA member. The last time I looked you just have to be an active P121 pilot. Check it out.

 

[porra]

OURMONEY1,
I used to be Alpa member, but now flying corporate therefore I can't buy the insurance from them.

SIOUXICIDE, I'm in contact with MN life. Thanks for the info.

 

[LAFrequentflyer]

AAFMAA

Good alternative to SGLI for the active duty folks. Carries over to civilian side as well...

 

[MoralDK]

Miinesota Life charges me $88/quarter for a lousy 100,000. Only 5 year terms, too! Apparently I'm getting screwed.

 

[LarryinTN]

Get a quote from http://zanderins.com/ as well. They represent a large number of insurers so can usually find you a pretty good deal. The quote's free so it's worth getting several.

 

[Igor]

For active and former members of the armed forces you may want to try usaa for insurance (not just life) they seem to me to be very good and as far as i know have very good rep.

 

[siouxicide]

Miinesota Life charges me $88/quarter for a lousy 100,000. Only 5 year terms, too! Apparently I'm getting screwed.

It is a tiered system based on your physical condition, risk factors such as smoking, and whatever they find in the physical and bloodwork. My rate was the preferred select rate.

 

[matthewjohn]

http://www.piclife.com/

this got me the best rate hands down.
Ask for Doug Brumfield.

 

[AZ Typed]

AIG ?

AIG doesn't sell term insurance.

A company they own sells term, American General, which is profitable and still rated very high.

AZ T

 

[AZ Typed]

If your an ALPA member the programs offered as additional coverage are very competitive. Just call member services, they have many programs to choose from.

About the only thing ALPA is good for these days.

Undewriter is Guardian Life Insurance Company, you may be able to buy into the program without being an ALPA member. The last time I looked you just have to be an active P121 pilot. Check it out.

ALPA's term life insurance is a rip off. I've quoted it in various situations, always more expensive than many other companies, even with aviation "issues."

Someone mentioned PIC Life: www.piclife.com. They know the pilot game better than anyone else when it comes to life insurance.

Get enough, it's cheap. We recently had a family member pass suddenly in his 50's...$500,000, with very little debt...and it wasn't enough. Get at least $1,000,000.

And don't buy it from one of those stupid MLM companies like Primerica for goodness sakes.

AZ T