upndsky
Freightdog 4 Life
- Joined
- Dec 18, 2001
- Posts
- 304
When you first look at the Delta plans, they look horrible. That's because they are essentially health savings plans vs the traditional PPO or HMO most of us are used to. So the way the benefits are described is different.
I was shocked as well when I first saw it. But then when it was explained to me better, it made much more sense. It's not perfect and it might not be as good as NWA has (I don't know your plans) but it's not as bad as you think it is.
Now, the DPMP is a joke. I'm not sure who or why someone would sign up for that. For myself and my son (my wife has her own through work) it's way to expensive. But the Gold or Silver HRA are fairly competitive. Remember too that DAL puts money into that account each year. I thought it was $1,000 but in another post someone said it was $1,500. Anyway, that money is yours and if you don't use it, it rolls over to the next year.
I know it's a pain, but please look at the HRA and HSA plans carefully before you shoot it down. You might be surprised.
I was shocked as well when I first saw it. But then when it was explained to me better, it made much more sense. It's not perfect and it might not be as good as NWA has (I don't know your plans) but it's not as bad as you think it is.
Now, the DPMP is a joke. I'm not sure who or why someone would sign up for that. For myself and my son (my wife has her own through work) it's way to expensive. But the Gold or Silver HRA are fairly competitive. Remember too that DAL puts money into that account each year. I thought it was $1,000 but in another post someone said it was $1,500. Anyway, that money is yours and if you don't use it, it rolls over to the next year.
I know it's a pain, but please look at the HRA and HSA plans carefully before you shoot it down. You might be surprised.