I still don't get it. You pay $740 a month for health insurance. Your company picks up the other 50% +, not to mention a portion of your social security and workmans comp. insurance. You have no problem paying your own auto insurance and mortgage insurance. Why is the employer responsible for any of it? I guess instead of benifits they should call them entitlements. People complain about a $740 a month for health insurance but have no problem paying 400-500 dollars a month for a car payment. What's more important?