Iceman- Your going to need Cobra if you had medical insurance with your past employer. If not I would advise that you and your wife be very careful where you have your baby delivered. That is if you have to use public health. Check the hospitals in your area. Be very careful what you sign. Having a child can be very very expensive. On another note, look into the HVAC business. I quit the airline business 2 years ago after a 18 year 121 career and 7 years of freight, dusting, A/P, instructing, and S.American bush. Best decision ever made. Will clear close to 150k this year. Home every night, own boss, future is unlimited. With the past emphasis on Commuter Science with the Educators there is a sever shortage of competent individuals. The industry is facing a bonanza per say because of EPA Regs. I'm building a Pitts 12 and will finished in about a year. Then I'll fly when and where I determine. Don't get sucked into the "Love to Fly" BS. Take care of your family and give them a stable life with the current state of flying and the economy the road ahead will be tough for the next years. Also with the corruption in Govt. and Wall Street if the flying positions come back most likely the Gov. will be issuing Green Cards to Russian and Chinese to fly the planes for 2.00$ per day. Don't laugh it most likely will happen. Place yourself in the position to determine your own financial well being first. Corporate America will leave you very disappointed. Fly your own A/C where and when you desire. If you can fly a plane and instruct it isn't any more difficult to work with this equipment just less Glamorous which the fatcats in the Corporate World feed upon with less astute individuals.