>>>>The bottom line is that consumers pay more for the credit card use whether they know it or not. It is not free and the store charges(hidden) for the use of the cards by charging higher prices for all.
I agree, but the thing is, *all* customers pay for the credit card use equally, even the cash customers. The credit card comapanies want it that way, rather that the fees being passed on only to the credit card using customers.
I'm not sure what point you're trying to make about selling on commission. They're two totally different situations. If you're selling on commision (or even on a salary) your servicies aren't being sold, you have become part of the administrative costs, just like the book keeper and the electricity bill. The price of whatever you sell will reflect the cost of that product to the dealer plus administrative costs of purchasing, storing, and selling (including your commission), and presumably, a profit also (or your employer goes out of business soon)
If you are a flight instructor, you aren't selling a product, you *are* the product, and no business is going to stay in business if it sells its product for the same or less than it costs the business, except in limited promotional deals or loss leaders.
As for the mechanic working on standard book rates, yeah, if he's fast he can work the system to his advantage. I think that you're going to have a hard time applying that to flight instruction though. I can just see it:
Student: Hey, why am I being charged for 1.5 hours of instruction when the instructor was only with me for .9 hours, including preflight and post flight?
Counter person: You did stall prevention and stall recovery today right?
Student: yes..
Counter Person: Well, the standard book rate for stall prevention and stall recovery is 1.5 hours.
Student: But I only got less than an hour of instruction.
Counter person: You had a very efficient instructor who was able to accomplish 1.5 hours of instruction in less than an hour, you should be grateful.
Student: (goes shopping for another flight school)