Enjoy your medical JB no voters.

[a320drivr]

From BTP.com:

JetBlue is privately insured. 2010 SEC filings show that the company pays in the neighborhood of $6000 per employee while the rest of the industry pays closer to $7000 per employee. JetBlue has been shifting the increasing health care costs to the employee since 2004, when David announced that "owning your own health" was important and high deductible health plans were designed for the JB employee by his brother Stephen. Next year, we are anticipating that the HDHP Minimum deductibles will rise to $1250 for single coverage and $2500 for families, while the maximum out-of-pocket limits rise to $6,250 for single coverage and $12,500 for families. In other words, the cost to be on a JetBlue plan will increase more than your pay scale increase of 2.2%!


Enjoy that no voters. Worst medical in the industry.

 

[whymeworry?]

Hahaha, poetic justice for not unionizing I suppose. Enjoy your pay-raise, chumps.

Pilots, always the ones to screw themselves. The company hardly has to try. WAFJ

 

[Chairman]

Wow at VX our pay and work rules suck but our health insurance is out of the park compared to that....

 

[weasel_lips]

Just go to ER and say no hablo english

 

[relief tube]

Wow at VX our pay and work rules suck but our health insurance is out of the park compared to that....

at least you admit it....course they get paid a hell of a lot more even at JB.

 

[Smarta$$]

Wow at VX our pay and work rules suck but our health insurance is out of the park compared to that....

He is only quoting the high deductible plan. Although our better coverage plans are very expensive.

 

[a320drivr]

Crew care plus and crew care 1 going away next yr. That quote is what our new plan will be.

 

[Smarta$$]

Didn't know that. Well, you we will have to hit rock bottom (manner of speaking) before some of our dumbest pilots will realize their "ideology" is leaving them with ********************ty benefits.

 

[a320drivr]

Also keep in mind our prescription costs are currently triple what our peers pay. I can only imagine what they are going to do next yr. Also, there are certain prescriptions and medical procedures that JB will not pay for. Our peers insurance does. Wanna know why? They have a CBA.

 

[Headfake14]

...and where did this info come from?

I can't honestly believe our health costs will jump THAT much. If so, Are they TRYING to get a fvcking mutany with ALL employees?! Not just pilots.

My out of pocket is currently 3000... Family Crewcare 1 Plus.

 

[a320drivr]

Ask a certain chief in JFK. Heck, even the PVC has insinuated they are going to do this. I didn't do the latest survey but I read the questions. It was even in there. Remember the question that asked if we are aware the company plans on instituting a HDCP?

 

[Headfake14]

What is HDCP. Google didn't give me much.

 

[Dizel8]

What is HDCP. Google didn't give me much.

Search for High Deductible Health Plan or look up the "Safeway plan", Safeway being the grocery store chain.

Basically it entails low premiums but sky high, no pun intended, deductibles. More akin to catastrophic coverage, although not quite as bad.

 

[Smarta$$]

Search for High Deductible Health Plan or look up the "Safeway plan", Safeway being the grocery store chain.

Basically it entails low premiums but sky high, no pun intended, deductibles. More akin to catastrophic coverage, although not quite as bad.

Actually, this will be great for JetBlue, the pilots, and the country. I have heard COUNTLESS republicans say that this is the way to get healthcare costs down.

We should all be happy to get a HDHP.

 

[Blue Dude]

*IF* there's an option for a HDHP that has, say, a $5000 deductible with 100% covered above that, and the company contributes much of that into a HSA that is pretax and rolls over year to year, I'd be happy to do it. I don't really want or need a prepaid medical plan that covers everything; I just need insurance so that I'm not destitute if something really bad happens (cancer, heart attack, transplant, ICU, etc.) I couldn't care less about preventive care, drug rehab, sex reassignment, etc., etc.

 

[scoreboardII]

Until your first visit to the Dr for flu and he hands you the bill for $500

 

[jonjuan]

*IF* there's an option for a HDHP that has, say, a $5000 deductible with 100% covered above that, and the company contributes much of that into a HSA that is pretax and rolls over year to year, I'd be happy to do it. I don't really want or need a prepaid medical plan that covers everything; I just need insurance so that I'm not destitute if something really bad happens (cancer, heart attack, transplant, ICU, etc.) I couldn't care less about preventive care, drug rehab, sex reassignment, etc., etc.

Exactly. If it's just two folks and you are relatively healthy and don't go to the dr for every sniffle, you can save a ton. Spouses company has a $1,500 contribution. We contribute $4K/year pre-tax (great benefit) and use probably $1,000/year in services. Our HSA account is now worth over $28K and is invested in mutual funds making 4-5%/year. If our annual costs change, we can always revert to a low deductible plan. The money we stocked up forever belongs to us. After age 65, we can use the money for anything we wish and not necessarily medical related.
It would make me sick to pay a higher premium to help offset all the grannies and grandies who use the system out the whazoo or having to pay 2/3 the premium of people who have 7 kids.

 

[redflyer65]

Hey Jonjuan,

How do you roll your HSA over? I thought it expired each year. Sounds like a good deal.

RF

 

[jonjuan]

Hey Jonjuan,

How do you roll your HSA over? I thought it expired each year. Sounds like a good deal.

RF

A Health Savings Account is money that is yours to keep. You are thinking of a HRA which is an account based on use or lose every year.
If you have the investable income, you may even want to pay for all medical expenses out of pocket so as to save as much as possible in the HSA. After age 65, it's identical to a pre-tax IRA account.
http://www.shrm.org/hrdisciplines/benefits/articles/pages/hsasvshras.aspx


A good HSA long term strategy...
http://news.nhealth.com/04232009Introducing the HSA Strategy.pdf

 

[Smarta$$]

A Health Savings Account is money that is yours to keep. You are thinking of a HRA which is an account based on use or lose every year.
If you have the investable income, you may even want to pay for all medical expenses out of pocket so as to save as much as possible in the HSA. After age 65, it's identical to a pre-tax IRA account.
http://www.shrm.org/hrdisciplines/benefits/articles/pages/hsasvshras.aspx


A good HSA long term strategy...
http://news.nhealth.com/04232009Introducing the HSA Strategy.pdf

See Blue pilots, this is a good thing.

What could possibly go wrong?