That's a good point. (It's also a good point that Dan had about SWA's plan being only as good as the funds picked.) However, since PCL rightly pointed out, "it's all company money." That makes it as good as your company's future, which is not something I'd want to bet MY future on. Ask USAir guys about that, or other airlines that have liquidated or gone through BK and screwed over their retirees. That "company money" you're depending on has a bad habit of going away when you need it. I kinda' like having power over my future, you know?
Sorry to hear you're embarrassed to be associated with SWA, PCL. You realize that you DO have the power to change that, don't you?
Bubba