When I was in college, I was really frustrated that I wasn't flying. Now, two years out, I'm in about the same spot I'd have been in if I'd never gone. So, I've come out by getting the degree.
As for quality of pilot, I'd say people who push hard to get something done have similar mentalities. People who are born into money have entirely different mind-sets.
The guys I meet who worked their ass off at the University of STATE, climbing enlisted ranks to go to O school or moving back home with mom and dad to scrape up enough dough for a multi-engine rating all tend to be decent sticks. More importantly, they usually have some integrity.
People who are the sons/daughters of admirals, have mom and dad send 'em to ERAU with a Porsche or pencil-whip their time tend to be **CENSORED****CENSORED****CENSORED****CENSORED**ty sticks. More importantly, their lack of integrity can be seen before you even talk to 'em.
I'm getting preachy. Somebody throw a rock at me.