John Pennekamp
I'd rather be here...
- Joined
- Feb 21, 2006
- Posts
- 3,895
BOHICA, ASA pilots. 2008 insurance info is out on ourasa if you dig for it.
Looks like copays are going up to $20 per doctor visit now. It will be $25 for chiropractic.
Prescriptions will now be $10/$25/$40. Of course, 90% of prescriptions are in the highest group. And now there's an "out of network" option where the costs are going to be $25/$50/$80. So much for going to the corner drugstore. Of course you can use their mail order plan for $20/$50/$80 if you don't live near one of their sanctioned drugstores (which I'm sure most of us won't).
Annual out of pocket max:$2150 individual, $6450 family for in network, and $3250/$9750 out of network. Hope your savings are good if anything major happens.
Deductibles (what we have to pay before labs and other procedures are covered): $300 individual. $600 family.
And finally, plan costs:
Individual: $69/month
2-party: $168.50/month
Family: $277/month.
And get this. As for dental, only 50% coverage for "major procedures" including fillings! Yearly cap: $1500. But we do now have orthodontia coverage... at a "whopping" 50%, $750 per year, lifetime $1500. Great when braces cost about $5,000.
Looks like they're sticking it to us again. Keep this in mind when you vote on that new contract. ASA giveth, and ASA taketh away.
Looks like copays are going up to $20 per doctor visit now. It will be $25 for chiropractic.
Prescriptions will now be $10/$25/$40. Of course, 90% of prescriptions are in the highest group. And now there's an "out of network" option where the costs are going to be $25/$50/$80. So much for going to the corner drugstore. Of course you can use their mail order plan for $20/$50/$80 if you don't live near one of their sanctioned drugstores (which I'm sure most of us won't).
Annual out of pocket max:$2150 individual, $6450 family for in network, and $3250/$9750 out of network. Hope your savings are good if anything major happens.
Deductibles (what we have to pay before labs and other procedures are covered): $300 individual. $600 family.
And finally, plan costs:
Individual: $69/month
2-party: $168.50/month
Family: $277/month.
And get this. As for dental, only 50% coverage for "major procedures" including fillings! Yearly cap: $1500. But we do now have orthodontia coverage... at a "whopping" 50%, $750 per year, lifetime $1500. Great when braces cost about $5,000.
Looks like they're sticking it to us again. Keep this in mind when you vote on that new contract. ASA giveth, and ASA taketh away.