BOHICA, ASA pilots. 2008 insurance info is out on ourasa if you dig for it.
Looks like copays are going up to $20 per doctor visit now. It will be $25 for chiropractic.
Prescriptions will now be $10/$25/$40. Of course, 90% of prescriptions are in the highest group. And now there's an "out of network" option where the costs are going to be $25/$50/$80. So much for going to the corner drugstore. Of course you can use their mail order plan for $20/$50/$80 if you don't live near one of their sanctioned drugstores (which I'm sure most of us won't).
Annual out of pocket max:$2150 individual, $6450 family for in network, and $3250/$9750 out of network. Hope your savings are good if anything major happens.
Deductibles (what we have to pay before labs and other procedures are covered): $300 individual. $600 family.
And finally, plan costs:
Individual: $69/month
2-party: $168.50/month
Family: $277/month.
And get this. As for dental, only 50% coverage for "major procedures" including fillings! Yearly cap: $1500. But we do now have orthodontia coverage... at a "whopping" 50%, $750 per year, lifetime $1500. Great when braces cost about $5,000.
Looks like they're sticking it to us again. Keep this in mind when you vote on that new contract. ASA giveth, and ASA taketh away.