I'm not sure I can contradict you any more than you did yourself, in your own post?! (is your mom, also you aunt?)
This issue CAN NOT be good for collective bargaining because a majority of pilots oppose it. If it's forced upon us it will divide us in a very awkward way. Supply and demand is not even half the equation. Our unity and the political climate is far more important. You have NO concept of unity and you would just as soon squander political advandage as long as YOU get paid. Being a captain wouldn't change my opinion. I want to see raises and overall increase for ALL airline pilots. I want to see a workforce of well paid airline professionals with fat retirements and happy families that don't have to worry. That is not the case now and I'm sick of it.
Retiring at maximum age limit should be the easiest thing a pilot has to deal with. If age 60 can't be respected then age 65 won't either. We will fight this forever and never see an honest pay raise, only a steady decrease as pilots like you take for themselves. I realize this current group has had to deal with a lot, but that has always been the case. Don't forget, I have that T shirt (so to speak). A majority of them got to do this at top pay for a long time. By and large, they enjoyed raises, top pay, and tasted overall increase. They watched others retire at 60 and they knew they were to retire at 60. But MORE importantly, they saw some get their retirements, and they saw some LOSE their retirements. They didn't plan accordingly.