Do they finance the PFT??? I have no idea. If you have good credit you can pretty much get a loan for anything though, no matter what the purpose is for the $, can't you? If not you need collateral.... DO you think our new hires are all just dropping down the cash?? I really don't know. I know we have people flying our planes with as low as 500 TT....so i think even though it is funny.....i did list the correct minimums. Commercial/ multi......and funds. I don't think their is any TT requirement.