Speculation, although not helpful, is only natural. As long as no effort is made to affix or imply "blame" on the part of the flight crew, it doesn't seem to hurt much.
Right now there are so many unknowns that it's difficult to even make educated guesses about much of anything.
It is assumed that both engines failed @ FL410 since somebody from the NTSB apparently said so. Truth is we don't even know if that really happened. Presuming that it did, at this point we certainly have no idea as to why. Until we know the cause of the alleged dual engine failure it's again difficult to guess what might have happened next.
Those that know the airplane have assumed that the RAT deployed, automatically or manually like it's supposed to but we don't really know. An educated guess indicates that it did, since the bird was apparently not "out of control". However, we don't know if all of its functions were working as they're supposed to.
At this point we do not know if an attempt to start the APU was made or if it was successful. If it was not successful, we don't know why. If it was successful we don't know when. Maybe the thing was deferred.
We don't know if a relight was attempted, how many times it was attempted, where it was attempted (altitude), what methods were tried or why it apparently was not successful on either engine.
We don't know what assistance was requested from ATC or what they provided. We don't know what suitable airports may have been available nor whay a particular one was selected, IF it was.
Only the folks from Pinnacle know what type of training is provided by their airline for flight crews or for support/ground personnel. We don't know what procedures they may have in place re fuel contamination or if they were followed. It should be no surprise they're "not talking", which is the right thing to do.
Although not frequent, we know that things do happen in airplanes that have not happened previously and for which no training is provided. We do not know if such an event took place this time and we do not know if it didn't. I could go on almost forever.
The bottom line is we probably will not know what really happened for a year or more. Then again we may never know and be forced to speculate forever.
It is hard to understand how a modern airplane could lose power in both engines at the same time. It's even harder to understand how four out of four could all fail at once. Nevertheless, both have happened before.
There is one thing we do know with reasonable certainty and that is that this flight crew didn't give up and didn't stop flying until the point of impact. Sometimes that is all we can ask of airmen.
May God rest their souls and bring peace to their families, friends and coworkers. We must all go West at some time and this was theirs.