Midnight, Flying Dutchman, User, etc.
I'm not Mormon, I'm actually Jewish by birth, but in the early 1990s when religion came to the USSR like ants to a picnic, I had the chance to see and investigate every religion imaginable, all within a very short period of time. I found several things interesting about the LDS church. Much of the doctrine you have all discussed has bits of truth in it, but it is only partially true. The reason, I think, why you are not getting adequate responses or answers to your queries, is because the internet is not really the best place to have a serious discussion about something that to many is so important, and neither is the cockpit. You are not going to find the intellectual answers to doctrinal questions here, especially if all you are looking for is proof that you are "right" in your assertions.
As far as where the money goes, I think that is evident. There are buildings all over the world that are built and paid for by the church, missionaries in foreign countries that are able to go on missions because of the missionary fund who otherwise would not be able to afford it, humanitarian efforts, church publications, etc. There is a general accounting summary given during General Conference twice a year, and I don't think that their accounting is not a secret.
I find myself coming to the defense of the LDS church because of the work they did in Russia, especially when compared to the many other religions there at the time. Nearly every other religion, the Russian Orthodox Church, the Jehovah's Witnesses, the many of the born again churches all had specific "talking points" against the Mormons. I found this interesting, because in my experience, whenever something is warned against, it is either really, really bad, or there is something really, really good about it. So, I sought it out. I was impressed with the hope they brought to many in my country who had lost hope at the time. I was impressed with the emphasis on family and on Jesus Christ. I was also impressed with the desire of their members (although few in number at the time) to be better people and make the world a better place. I was also surprised at the amount of time their missionaries spent on service-related activities such as working in orphanages, teaching English, and doing physical labor, while missionaries of other churches were spending all their free time acting as tourists.
While I am not a Mormon, I have been amazed at the courage displayed by my friends in Russia who became Mormon. Many of them lost their jobs, were disowned by their families, and had to find a new circle of friends. It was not an easy choice, but they believed in their hearts that they had found truth, and so they acted on it. They inspire me, and maybe someday I will have their courage. The same is true for my friends in the US who are Mormon.
Anyway, for those of you that have made up your mind about the church, pro or con, good for you. But let the rest decide. There is nothing to gain by this ridiculous arguing, quoting scripture, and attempts at convincing those who are Mormon that they are wrong. It's childish, and it's making you look like schoolyard bullies.