Skywest Insurance
At Skywest you have to wait for the beginning of the month after 90 days. So, it could be a little longer than just 3 months.
If you do the IHC plan at Skywest, it's only $160 a month. Dental is another $27 a month. These are family rates, single rates are significantly lower. Medical is going up to about $180 a month for next year though. I'm not sure what dental is going to do.
We also have a Flex Spending program and a decent stock purchase program.