The guy who wants to buy his job says he wants to do it because he loves to fly. My question is, What is it about flying that you love at this point? And why do you think there is more of that ahead of you? If you love ever greater sacrifices in pursuit of ever diminishing returns, then you've come to the right place.
If you are one of the 98% of the pilots trying to get the 2% of jobs still considered "good" and worth all the sacrifice, then I'll let you in on a little secret I was too dumb to listen to 20 years ago: It ain't gonna be there when you get there.
Your desire to speed up the process by simply buying what used to be left to luck and skill and experience won't be what ruins the industry, not by itself. It is part of the transformation of the industry into what it's so-called leaders want: cheap pilots that don't crash planes too often. Years ago, the risk was too great to put these types behind the wheel, but now our society accepts a few crashes as reasonable risks in exchange for slightly lower airfares provided by a wide variety of very similar airlines. It is unrealistic for members of our profession to expect more backbone from one part (the newbie) than it demands from another (say the major airline pilot looking to keep his dwindling paycheck for another day) especially when the weakest link in the chain is the airline management that gets away with putting a guy in the cockpit whose primary qualification is the credit limit on his Visa card.
So long story short, your dilemna is there because we allow the airlines to put it there. If we allow PFT, why not recurrent or upgrade sold as investments in your career? Heck they might even payroll deduct it for you. Maybe ALPA will embrace it as portability of credentials which, when combined with an elimination of the traditional seniority system, might make lateral moves and upgrades with different airlines without starting at the bottom in one's career possible. See where I am going with this?
Or you could buy a Skyhawk and fly to pancake breakfasts on Saturday mornings and retain some of the love for aviation you have now.
PS - I have not been invited back for career day at my kid's school