Travis, I have some experience with this, so I'll offer some insight.
I got my PPL, and rented airplanes for a while. My wife said I should get my instrument rating, but as anyone will tell you, including me, you really should know the airplane, and you should practice in the same one everytime.
We bought a lot on an airpark, and decided we'd rent planes until the house was finished, then buy a Maule or something. The house got delayed, years, because of water problems, and we went looking at airplanes. I got a chance to fly a Skymaster, and happened to fly over the accident site of a couple our ages, who had an engine failure in their single engine airplane, and ended upside down in a field. They did not survive. I decided that our next, and first, plane would be a ME, despite all you hear about ME's taking you to the site of the accident.
So, with 138 hours total time, I went to Texas, to the ME school. Under the training thread, you'll find the subject 1295 ME course. I took it. No complex time until I got into the Beech Travelair. I passed, and came back and bought my Skymaster. It's a twin, it's centerline thrust, it has 6 seats, reasonable speed, and 4.5 years later I have >800 hours, all in the Skymaster. Insurance was an issue, but not as big as some people will have you believe. I got my Instrument rating in the Skymaster, with an instructor who my insurance company was happy with. The day after passing the checkride, my wife and I flew to the Bahamas. IMC all the way to BNA, and mostly IMC until FL.
So, here's my suggestion. Get the PPL, rent a plane for a while, and figure out what you want to own. Get your ME, buy the plane of your dreams, at least for now, and enjoy it.
Oh, yeah, temper that with the following wisdom. If the plane of your dreams is a Pressurized one, figure Flight Safety, every year, unless you are flying a lot of hours, and even then figure it for the first few. Also, insurance companies are not that keen on pressurized airplanes for newbie pilots, so insurance will be an issue the first year. I moved from 10K paved runways to 2700 ft grass strip, and my insurance is still cheaper than my first year.
It dropped a lot after year 1.