ABSOLUTELY you should say NO. I did. When Pinnacle was Express Airlines I they offered me a right seat job when I had about 900 hours IF I would pay for my training; I turned it down cold. Some of my buddies from MTSU didn't and then they moved on to places like United, Delta, USAirways, Northwest... then they got furloughed, all while I was making my way (and making more average $$$) without become a scum-sucking bottom feeder.
When I came here to Pinnacle, I refused the job until they offered me to start in the left seat in the aircraft AND to pay for my hotel and per diem in training because I have no intention of accepting what they were offering for the right seat. No way, no how, thankyouverymuchbutfu*koff.
It CAN be done.
The problem is that one guy like you says yes, then the next guy, then the next guy, using the rationalization that "since everyone else is doing it I guess I should too." There are over 6,000 rapes every day, are you going to go and get some because "if you don't, someone else will"?
If ALL of the low-time people stood fast and made a stand, they'd have to change things. Can't run an airline without pilots. But unfortunately, there's too many whores out there just waiting in line "because if I don't take it, someone else will"...
So here's to you, Mr. Regional Airline Pilot Guy.