Cat Driver said:Now here is my question, does all the above make me an unskilled or poor decision making pilot?
Honestly, I think when pilots set personal limitations (whatever they may be) and stick to them, it shows the opposite of an unskilled or poor decision making pilot.
I'd trust my wife to a person who says "no" when the conditions are below his/her personal limitations more so than someone who says "ok" just to get the flight done.
IMO
-mini