208starcheck said:The REI Visa card has no annual fee with 1% dividend, and who couldn't use more money at REI?
Great card.
I just need to figure out which is better for non hotel items. The Amex HH card at a point per dollar or the REI at 1% cash per dollar. I'm assuming that the Amex is a point per dollar on things like groceries etc... since I haven't been able to look at the fine print yet.
I did however talk with Hilton and was told that in order to find out how many points a room would cost I would have to deal with each individual hotel knowing exactly which night I wanted in order to do a "conversion" of points to dollars.
That doesn't make it any easier to figure when to use and not to use the Amex vs. any other card.
Anyone have a better read on what Hilton points are worth?