Macele,
Happy Birthday!
One option for you if you live in Dallas county is Mountain View Community College. They have a good aviation program with pretty flexible hours. I did the associate thing with them at night while working and flying during the day and you can save a ton of money by taking the hours you get there and then transfering to some place to finish your 4 year degree. I second what Bobbysamd and enigma have said about Letourneau and they will accept the bulk of the hours you would get at Mountain View.
When I was instructing at Arlington, we use to fly down to Waco for practice approaches. They have a lot of good approaches and seem to enjoy working with instructors and students.
If flying is what you want to do then go for it. Dedicate yourself to your goal and stay focused for the next few years and you'll be in a great position for a reagional or jet cargo, then onward and upward from there!
I started flying at age 35 and though it was a long road switching carreers (work a week, fly an hour), i'ts a decision I have never regretted .
Good Luck........O2.