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gunfyter said:
5 points on $20K in charges is 100,000 points... enough for maybe 3 nights in a Hilton.
Looking at my Hilton and USAir statements for Oct-Dec:
Hilton 45,000 points
USAir 32,000 points (VISA)

161,000 HH/yr
+
approx 130,000 USair points/year

I'm getting almost as many points per quarter as you get per year on the Co card....No way would I trade 130,000 for 40,000.

gunfyter said:
Plus it cost me $5 to mail my expense report to CMH then $5 to mail my expense check to my bank. Almost as much as those 3 free nights at the Hilton are worth.
$5 dollars to mail a letter?!?!?! Wow .37-.60 cents works for me. And my bank is .5 mile away.
 
You can expense that $5 for postage. If you use USAA, they will send you postage paid envelopes to deposit those checks.
 
As a new hire (just over 2yrs ago) my husband had a pilot in his class whose wife worked in the health insurance industry. This pilot had his wife look over both choices--Aetna and the union's plan--and she told him that Aetna was a much better choice. We were sure glad that our family was able to benefit from her advice, especially later when there were problems with the union plan.


My husband looked at the company card and chose not to use it because you can't get as many points. He has built in a financial buffer to cover the time lapse/loan floating problem. It's a personal choice. What matters to you most--the number of points you can earn or the turn around time? Hopefully, they will be going to direct deposit for all expense reports and that will narrow the time gap.
 
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Thanks, that's the info I needed. Turn around time isn't a problem for me. But paper filing vs. online is a pain but I'll do it for the extra points.

I've had United Healthcare years ago at US Airways and I was not impressed so I'll probably go with Aetna if my Doc is in the network.

AirBear
 
Common Misconception

One big thing people miss with the company card is that you still get hilton points and/or miles for each stay regardless of what card you use to pay for it, just for being an hhonors member. What you lose is the extra points from the credit card company. Also, the 40,000 points on the GE card go a lot further than 40,000 hilton points will ever get you. Hilton gets worse every year, just did a three night trip to So. Cal and cost me 120,000 points for only three nights. Used to cover a hotel in Hawaii for a week for less than that.
 
One more note - Once you sign up for the company card the company restricts you from EVER going back to using your own credit card for reimbursable expenses.

Every year we fly roundtrip 1st class from MCO to SFO using airline FF miles and use 175,000 HHonor points for 6 nights in the downtown SFO Hilton (nice hotel). You get a better deal by doing a 6 night deal rather than day by day.

Until NJA pays me enough that I don't have to worry about dropping over a grand for a week in a nice hotel plus whatever the cost of 2 roundtrip 1st class tickets would be, I'll continue to use my HHonors Amex to maximize my hotel and airline point accrual. For each Hilton stay I normally get around 1000-2500 HHonors points and 500 airline freq. flyer miles. I also get 1 point for each dollar I charge on my HHonors Amex for normal day to day things and I also get the normal freq. flyer miles for airlining around for NJA.

One more point - The company has the choice of me providing them a free loan using my own credit card (I pay my full balance every month so there's no interest charge), or I can use their card. Why would they push me to use their card and, once I made that choice, prevent me from ever going back to using my own card again? Just seems fishy to me and I hate feeling forced into a decision that I can never reverse. Until I feel differently I will do my expense reports on my computer, print them off and mail them in and wait for the check. I'm convinced that I accrue more points than if I used the company credit card.
 
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Thanks for that info Majik. I'm think I'm going with the Hilton Amex card since I can afford to float the money for a few weeks. I can still non-rev on US Airways using my furlough status so hotel points mean more to me than airline miles.

AirBear
 
Majik said:
I'll continue to use my HHonors Amex to maximize my hotel and airline point accrual. For each Hilton stay I normally get around 1000-2500 HHonors points and 500 airline freq. flyer miles. I also get 1 point for each dollar I charge on my HHonors Amex for normal day to day things and I also get the normal freq. flyer miles for airlining around for NJA.

Hey Majik - I've been using my Hilton Amex just for the hotel stays, and my other Visa for other purchases @ 1 airline mile/dollar. Do you find you accrue an equivalent # of HHonors points as you would airline miles (referring to the conversion from points to miles) on your other purchases?
 
I don't know about the conversion of HH points to airline miles as I've never tried to do that. I get enough FF miles per year through airlining for the company and the 500 FF miles HH gives me per Hilton stay to satisfy my family's yearly airline requirements, so I try to maximize my hotel points. I also have my Marriott and Priority Club accounts to give FF miles instead of points in their programs. It seems to work out best for me.
 
I wound up going with the Hilton Honors Amex Card. I like the service, I applied online Tuesday and was approved in a few seconds. I called them Tuesday night to see if there was any way to expidite the card since I'm leaving Sunday and may not be home for a month. For no charge they're going to overnight express it to me so I'll be sure to have it by the end of the week.

AirBear
 
Make sure while you spend your time in the hilton for training it would be better for you to take 1 mile for every dollar spent vs the 500 points for a stay. With 2 weeks of training you'd make out a lot better. You can change it back when you start staying single nights on the road where the 500 points a stay is better. This is all done on your HHonors.com account.

I just made 27000 points on my diamond card alone for doing this because of stupid x training.
 
I hadn't realized that, thanks for the tip.

AirBear

Diesel said:
Make sure while you spend your time in the hilton for training it would be better for you to take 1 mile for every dollar spent vs the 500 points for a stay. With 2 weeks of training you'd make out a lot better. You can change it back when you start staying single nights on the road where the 500 points a stay is better. This is all done on your HHonors.com account.

I just made 27000 points on my diamond card alone for doing this because of stupid x training.
 

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