24.6 Disability Salary Continuation, Long Term Disability Insurance, Loss of Medical Certificate Disability Benefit and Aero-Medical Benefits
[FONT=Arial,Arial]All Crewmembers covered under this Agreement shall be entitled to a salary continuation benefit if the pilot becomes disabled within the meaning of the salary continuation plan document. Crewmembers who are notified of LTD eligibility are required to immediately file an LTD claim according to the procedures outlined in the appropriate plan documents. Failure to do so may result in postponement of benefits.
The salary continuation benefit equals sixty (60) percent of a pilot’s base salary on the date of disability (subject to increases the pilot would have received but for the disability) and shall continue for one hundred and eighty (180) days from date of disability. A pilot may elect to use paid sick days for any portion of the benefit period, provided those days a pilot elects to use a paid sick day shall be charged against the one hundred and eighty day (180) benefit period.
All Crewmembers covered under this Agreement shall receive long-term disability benefits equal to the lesser of sixty (60) percent of a pilot’s base salary (subject to any increases in salary the pilot would have received but for the disability) or five thousand ($5,000) dollars per month beginning the one hundred and eighty-first (181st) day of disability in accordance with the terms and conditions of the Company’s regular and loss of medical long term disability plan documents.
Subject to the qualification requirements of the Company’s loss of medical disability benefit, [/FONT][FONT=Arial,Arial]pilots shall receive a two (2) year loss of medical certificate insurance benefit equal to the lesser of sixty (60) percent of a pilot’s base salary (subject to any increases the pilot would have received but for the disability) or five thousand ($5,000.00) dollars per month beginning on the one hundred and eighty first (181st) day of disability. For purposes of the loss of medical disability benefit, the definition of disability shall include disqualifying conditions set forth in FAR Part 67.
Should a disability qualify for benefits payable under either the regular or loss of medical disability plans, or both plans concurrently, the aggregate benefit may not exceed sixty (60) percent of the pilot’s base monthly salary or $5000.00 per month from both sources.
Pilots shall receive aero-medical benefits through Virtual Flight Surgeons and approved providers. Virtual Flight Surgeons shall serve as claims administrator for the benefits referred to in Section 24.5.
There shall be no employee contribution towards the cost of the benefits set forth in Section 24.5. Medical expenses and incidentals not covered by insurance shall be paid for by the Company. Benefit levels, eligibility and other terms and conditions of coverage shall be as set forth in the various plan documents in existence at the time this Agreement is made, copies of which shall be made available to all Crewmembers. The claims administrator, benefit levels, eligibility criteria and all other terms and conditions of coverage shall be maintained until amended. The claims administrator may be changed by mutual consent of the Company and the Union in the event of inadequate service, nonperformance of duties, unreasonable rate increases and/or change in control. The Company reserves the right to add to or change insurance carriers and/or substitute a different financing method at any time. [/FONT]
