DO NOT use credit cards or loans to pay for flight training. Pay for it as you go, it might take you a little bit longer to pay for it but in the end you will be much happier. The pilot job market doesn't pay for those who are just starting out. How are you going to pay the loan back when you are making next to nothing in your first few flying jobs?
Here's some helpful ways to make money:
Sell some stuff on Ebay (you can make a lot of $$ on Ebay)
If you have a car payment, sell the car, buy a beater that's paid for.
If you are really really really serious about flying.....move back in with mom and dad to save rent money. (I personally wouldn't go this route)
If you have free time on your hands, get another job
eat sleep and drink flying... hang out at the airport and network, network, network. Let people know you are serious about flying. You would be surprised who you will meet and who will take you flying (take every free flight offered, even though you may not log the time, each flight will teach you something new).
here is a motivational quote for you:
"If you live like nobody else now, later on you can live like nobody else"
D. Ramsey
I'm done rambling now, I think I need to lay off the coffee!