Sorry bro that's terrible, you deserve more.. We have second year fos making a lot more then that. This is not meant to be a slight against you, I'm just very surprised.
No, we don't have second year FOs here making more than that. 320 FO at 98 hours/ month credit (NOT typical for the entire year) could have made 88k. Currently a second year 320 FO is on reserve, at guarantee most months. 190 payrates are approximately 10 percent less.
Regardless, the US number is terrible.
3rd/4th year JetBlue 190 FO, mid-seniority line holder all year. 81K gross. Approximately 750 hours block for the year.