Inconceivable said:Don't sweat it.
Crizz said:Debt should be a way to build your credit score, not destroy it.
Crizz said:I beg to differ. How many millionaire silver spoons have horrible credit? Why? They have always paid cash. If you have never had any debt to show positive payment history with, then how will you ever have "credit"
This forum is the most bipolar bunch of chaps I've ever seen - everyone is always ready to jump down everyone else's throat.
FWIW I have a good amount of debt from college, and have what is considered to be "top box" credit. Just pay your bills on time and good things happen.