I dount you'll find many operators out there allowing only 100 hours of multi in a Baron, its a very high performance piston twin. I know Airnet wuld, but they have a very standardized tarining program and can spread out the insurance cost. I do know that the insurance comapny we used wouldn't insure the Baron for anyone with under 500 multi no matter the cost. I can't say I blame them, they got burned by quite a few accidents.