ASA Insurance Plan debacle!!!

[PBRstreetgang]

There is already a $2000 difference in the premiums between the HSA/High Deduct. and the PPO...If the union wins, just look for the PPO premiums to continue to rise.

Looking at the family plan, you are in the hole by $3000 the first year before any doctor visit.

Thats single, family is 6K. Just have your boyfriend/domestic partner, do your prostate exam while you are still gaping. http://www.urbandictionary.com/define.php?term=gaped
PBR

 

[purduej]

I burned the vast majority of my safety net this year with a major health problem. When I did the math comparing what it would have cost using the HSA vs the PPO (Skywest one, so exactly the same math). Including the one time $1,000 addition that Skywest provides and the $890 savings in premiums (single employee plan), the HSA plan would have cost me $2000 more than my PPO did.

However! With the lower out of pocket max, the tables are turned. If you graph the two plans based on expenses. 0 to deductible, deductible paid to max-out-of-pocket, with a baseline of the yearly premiums, the HSA in this case always comes out on top. This was very surprising to me. Now I couldn't include the co pays since that's variable during the year. But those you have to pay anyways plus any test/expenses you incur when going to the doc. The difference is unlikely to put you over. This is only for an individual though.

 

[JoeMerchant]

Thats single, family is 6K. Just have your boyfriend/domestic partner, do your prostate exam while you are still gaping. http://www.urbandictionary.com/define.php?term=gaped
PBR

You're not the sharpest knife in the drawer are you? I was talking about the family plan being 3K in the hole right off the bat....$2000 more in premiums, and a thousand dollar contribution from ASA/Skywest...Math wasn't your strong point was it...Too many PBRs?

 

[HoserASA]

Too many PBRs?

Ahh Pabst Blue Ribbon, still one of my favs! :beer:

Hoser
Roll Tide!

...that's what ya meant right Joe????

 

[JoeMerchant]

Ahh Pabst Blue Ribbon, still one of my favs! :beer:

Hoser
Roll Tide!

...that's what ya meant right Joe????

....Yep....Almost as good as Old Style...

 

[HoserASA]

....Yep....Almost as good as Old Style...

I recall once when I was TDY to Wisconsin in the mid 80s and Old Style was going for 10 cents a glass in the bars! Small glass but still, 10 cents, c'mon! Hit me!

Hoser
Roll Tide!

 

[JoeMerchant]

I recall once when I was TDY to Wisconsin in the mid 80s and Old Style was going for 10 cents a glass in the bars! Small glass but still, 10 cents, c'mon! Hit me!

Hoser
Roll Tide!

I remember $1 pitchers of Old Style in the 80s....Ahh...The good old days.....

 

[HoserASA]

Ever sample 'Linengugels' (sp) up there Joe? A friend (from WI) years ago in the Air Force had his Mom ship his golf bag to him at Moody. When he picked it up, he turn it upside down , clubs, irons all dropping out. And then, TWO 6-packs of 'Linengugels'! :beer:

Hoser
Roll Tide!

 

[JoeMerchant]

Ever sample 'Linengugels' (sp) up there Joe? A friend (from WI) years ago in the Air Force had his Mom ship his golf bag to him at Moody. When he picked it up, he turn it upside down , clubs, irons all dropping out. And then, TWO 6-packs of 'Linengugels'! :beer:

Hoser
Roll Tide!

Oh Sh!t Yah...Don't ya know...Like the Leinies....