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The F/O lived (both legs amputated)
I don't go below mins, period. Forecasts and Weather reports aren't perfect.
If I have the gas to go someplace else I would never do it. However that being said, there have been times when I have started the approach with a no go-around mindset, because it was not an option. Fortunately there was always a runway in sight at the end of the approach.
No luck it is not something you plan on, sometimes it is something that comes along and helps out, but not something you plan on. You are down to about 30 minutes worth of fuel remaining. You are not shoooting an approach below minimums. You had the weather to start to approach, it is an ILS, everything tells you should get in. You are number one for the approach, you are getting direct vectors to final, you know you have more than enought fuel to make the airport. What would declaring an emergency do for you? However a go-around in this situation could really put you in a world of hurt, then might be the time for the 91.3Part 135 or 121, I hope you declared and Emergency prior to starting the approach. Part 91 you will only kill non paying passengers but you can legally "take a look"..
I have started approaches that were above mins and did not see a runway. One time the company said they saw my gear go by but did not see the aircraft. I know of aircraft that decided they were going to land no matter what. More times than not they damage the aircraft because they depart the runway at some point because they are not lined up correctly. Some just take out runway lights others bend the prop or injest rocks/dirt and damage the engine.
How lucky do you feel today????......
If it is an emergency, 91.3 will keep you legal but it could be expensive on repairs.
if you are in the game long enough you will be low on fuel, weather down and no options