The only one good thing about our current CBA, which will still be the case after Dec 2 at 5pm because we won't get a JCBA, is the insurance. Next year, costs will skyrocket, but Pinnacle can only increase our monthly family cost from $150/month to $155/month in May 2011. Everything else, the $10 copays, the $5 prescrip, the deductibles for us, all remain the same. Let those management a-holes deal with the insurance cost increase!