The rising cost of health care.

[Hawkered]

No retirement age, rising obesity, pill popping nation.

How much is employee paid healthcare? Should we contract individually with a health insurance provider? Are high risk categories in non-scheduled operations making it harder for the rest of us to bargain for reasonable health care and life insurance?

What will it take (another Lear that crashes in downtown LA, not Mexico?), before we finally bring about mandatory retirement?

Discuss.

 

[Semore Butts]

I agree, anybody under 50 should now have a mandatory retirement age of 65. Those over 50 are "grandfathered". Get it? Grandfathered! That's a joke!

Your obviously young and therefore don't have the wisdom to know what is best for you.

Discuss.....

(Your just gonna keep on crying until you get your way I guess?)

 

[imacdog]

It's okay Obamacare took care of all that.

 

[CE750Driver]

I agree, anybody under 50 should now have a mandatory retirement age of 65. Those over 50 are "grandfathered". Get it? Grandfathered! That's a joke!

Your obviously young and therefore don't have the wisdom to know what is best for you.

Discuss.....

(Your just gonna keep on crying until you get your way I guess?)

You don't know the difference between "your" and "you're".

It just must be you're generation.

I will take the mandatory retirement offer.

 

[realityman]

No retirement age, rising obesity, pill popping nation.

How much is employee paid healthcare? Should we contract individually with a health insurance provider? Are high risk categories in non-scheduled operations making it harder for the rest of us to bargain for reasonable health care and life insurance?

What will it take (another Lear that crashes in downtown LA, not Mexico?), before we finally bring about mandatory retirement?

Discuss.

I'm not sure I understand what you're saying at all. I will not provide the details of how it's done at NJA, except to say that we do not contribute to the higher costs of health insurance providers.

As far as rates with insurance carriers being high for everyone because of high-risk individuals who may use the insurance more, I doubt the category of "high-risk pilots" amounts to a pimple on a rat's a$$ as far as making a difference in premiums. Since most health insurance providers cater to a national base, and not just small groups such as pilots, you'd have to be pointing the finger at the entire population of this country, not just pilots.

If you cut high-risk pilots out of the equation altogether, I highly doubt you'd see the cost of insurance premiums come down at all. Now if you'd cut out ALL the high-risk people across the country, maybe the premiums would be a little more affordable.

 

[gret]

I'm not sure I understand what you're saying at all. I will not provide the details of how it's done at NJA, except to say that we do not contribute to the higher costs of health insurance providers.

As far as rates with insurance carriers being high for everyone because of high-risk individuals who may use the insurance more, I doubt the category of "high-risk pilots" amounts to a pimple on a rat's a$$ as far as making a difference in premiums. Since most health insurance providers cater to a national base, and not just small groups such as pilots, you'd have to be pointing the finger at the entire population of this country, not just pilots.

If you cut high-risk pilots out of the equation altogether, I highly doubt you'd see the cost of insurance premiums come down at all. Now if you'd cut out ALL the high-risk people across the country, maybe the premiums would be a little more affordable.

You're right to a certain extent, but the specific employee group does contribute greatly to the setting of premiums as follows-

Age plays a large role in how much you shell out for health insurance each month. If your company employs a lot of older people -- say, late 40s or early 50s -- chances are your policy is more expensive than a company that hires a lot of college graduates, says Edward Kaplan of Segal Co., a human resources consulting firm.

Your company's claim history is also important in determining rates. If the company employs a lot of older males, premiums will likely be higher since this population is prone to more cancer diagnoses, hypertension, diabetes and heart attacks. On the other hand, companies with lot of women in their 20s and 30s will also pay more due to maternity and childcare costs.

Location is also important. For example, a hospital bill in New York City is much more expensive than other towns and states.​

​

http://money.cnn.com/2009/10/26/pf/group_health_insurance_top_tips/index.htm

The efficient use of insurance by the employee group affects rates greatly. Insurance isn't free, no matter what spouses may think. If the children are taken to a doctor every time they get a sniffle, the rates are going to go up. It would be far better to feed them Campbell's Chicken Noodle Soup and orange juice and tell 'em to gut it out.

Most ailments can be cured with time, soup, and orange juice...doctors are not needed in most cases. Also, the employees without children subsidize those that do. Not saying that it is bad, but it is a fact.

 

[OHGOON]

You don't know the difference between "your" and "you're".

It just must be you're generation.

I will take the mandatory retirement offer.

"your" joking here, right? If so, "you're" funny-bone is subtle & well developed indeed....

 

[OHGOON]

What will it take (another Lear that crashes in downtown LA, not Mexico?), before we finally bring about mandatory retirement?

Discuss.

Seems this is overstating the problem a little....Have the results of the investigation come in yet? Just don't see the jets falling out of the sky anytime soon for this perceived problem. Where was the other guy for example. If it's a fully qualified crew, then one half of it passing should not doom the plane automatically....

I wonder how many of us who are calling for "old" guys to move over will actually feel about this when it comes around to them?

 

[pilotyip]

I'm not sure I understand what you're saying at all.

As far as rates with insurance carriers being high for everyone because of high-risk individuals who may use the insurance more, I doubt the category of "high-risk pilots" amounts to a pimple on a rat's a$$ as far as making a difference in premiums. Since most health insurance providers cater to a national base, and not just small groups such as pilots, you'd have to be pointing the finger at the entire population of this country, not just pilots.

Agreed; not sure what hawker meant by this his/her post. But I wouild think a group of over 65 age flying pilots with a first class medical are a much better health risk than the rest of the population at that same age. Again we almost no history of in-flight incapation with over 65 pilots.

 

[gutshotdraw]

Agreed; not sure what hawker meant by this his/her post. But I wouild think a group of over 65 age flying pilots with a first class medical are a much better health risk than the rest of the population at that same age. Again we almost no history of in-flight incapation with over 65 pilots.

You're right Yip. With my "favorite" 73-year-old FO, the INCAPACITATION is pretty much constant and not limited to just in-flight.