...what is the min altitude you should go to?
The MSA is 2700', approach has us on a dogleg to final at 3000'. We call the runway in sight and approach clears us for the visual, contact tower. We descend to 2000'. Question came up later as to whether MSA was governing in this situation.
You're on a visual. What has MSA to do with the price of tea in china? You're asking a regulatory question here, or an ethical one?
Minimum safe altitude is an emergency IFR altitude. If one considers MSA in the context of stepping down for a visual approach, it makes no sense. One may have an airfield at 4,000' and a MSA of 11,000'. One can't use a 3:1 for stepping from one to the other, because obstacles may intervene. Therefore, one must do it visually...hence the term "visual approach."
What's the minimu altitude? The altititude at which you can see and avoid obstacles, remain clear of clouds, and see the preceeding aircraft or the airport.
We were not on a published segment of any approach. VMC.
Again, whereas it's a visual approach, being on a published approach or segment thereof is also irrelevant so far as the legality. You're not cleared for any approach procedure; just a visual.
I see what you're saying, and I'm certainly all for flying the published altitudes and procedure whether I'm IFR, VFR, or on a visual. Just for the terrain separation and obstacle protection. However, when cleared for the visual, you're under no obligation to do so, nor expected to do so...and therefore not restricted or bound by any published altitudes. It's a visual. See terrain and obstacles, and avoid them.
Beyond that, as you're visual, but still operating under instrument flight rules, you're bound by minimum IFR (and VFR) altitudes. While both the regulation and your own operations manual will spell out minimum altitudes (and OpSpecs as well, which may be more restrictive than either Parts 91, 121, or 135...such as autopilot altitude loss requirements), you're still bound by each of these requirements to maintain the minimum applicable altitude until required to go lower for landing.
A suggestion regarding generic traffic pattern altitudes has been made...but this isn't in the traffic pattern...and has no more relevance than the MSA. You might consider the type of airspace into which you're operating, which may include, among other things, a requirement to remain above visual or electronic glideslopes. You may consider minimum terrain clearance based on autopilot malfunction altitude losses (eg, 2X the autopilot loss or a thousand AGL minimum, for example; an autopilot having a cruise loss of 600' means that while under your particular authorization a thousand feet might be possible, twelve hundred is the minimum with autopilot). You may consider the presence of higher obstacles and your proximity horizontally to them or vertically above them, congested areas, mountainous terrain, etc. Remember that these still apply as you proceed to the airport, until you need to go lower for landing.
The requirement to remain visual also applies; you've got to keep the preceeding aircraft in sight, or the runway in order to fly the visual approach. If you have to descend in order to do this and can do so legally, then you do as you must, to meet the requirements of the regulation. You're still responsible for your own obstacle, physical, and wake separation (unless you're following another aircraft and can't see the other aircraft).