True, but...
You may spend only fifteen minutes on the ramp getting fueled but you really lose closer to an hour each time you come down for fuel.
You're actually losing time the entire time from when you start down until you get back to altitude. Since the Lear cruises very close to redline, you don't gain much of anything in the descent - but you start to lose time as TAS decreases with altitude. Pick up a short vector or two, slow below 10,000 ft., maneuver and slow in the pattern, roll out, taxi in, and shutdown, and then do the opposite on the way out - it all adds up. Plus, half the time no matter what you tell the passengers once they find those Flower girls you end up having to herd them back to the plane. And even once you start back up, you're still falling behind - you may rocket up in 12 minutes, but until you get level and the speed builds back up, you're losing ground to the non-stop plane - by 150 kts or so. Even in the relatively quiet airports like Salina, Hutchinson, and Pueblo, you'll actually end up close to an hour behind - so every extra stop adds up.
For what it's worth, we figured out the lost time not by "swagging," but by using the GPS/FMS. Just before starting down, we punched up the first major VOR on the route beyond the fuel stop and wrote down the ETA as if we had stayed at altitude; after departure we compared that with our actual time over the VOR. Try it - the difference will surprise you - we never thought it was that much.