When I first left active duty in 1998, I "troughed" for 9 or 10 months until I got an airline job. During that time, I made as much money troughing than I would have made on active duty (maybe a bit more, given the oppurtunity for double pay days).
I was lucky, though. I was in a reserve associate unit (we share airplanes with an active duty wing), and there was an unlimited amount of man-days available to me to work in the active duty command post as a duty officer.
I worked a lot (I got paid about 28 or 29 days per month), but was home almost every night (or day, depending on what shift I worked), except for one trip every month or so.
The real bummer was having to pay out of pocket for my family's health insurance (pretty expensive in New Jersey).
Today, my unit has lots of troughers, and every single one of them (or at least those who want to) are on long term orders for one reason or another.
It's funny to think that we have a squadron with tons of unemployed airline pilots and airline pilot wanna-be's, and sometimes we have trouble filling our schedule because all the troughers are on orders doing something else.
For my squadron-mates who are on extended active duty, they all have Champus (oops, I mean Tricare -- showing my age) for the length of their order, plus for some time after.